香蕉福利直播

The  香蕉福利直播  has today responded to CP13/24 which proposes changes to securitisation requirements. The most material change is to the treatment of mortgage guarantee schemes. 

The 香蕉福利直播 supports the specific proposal on the risk-weight treatment. However, we make the broader point that such schemes should not be treated as a securitisation because the risks are more akin to credit risk. We also make the point that the regulatory uncertainty has been a barrier to the development of such schemes which have been developed to help first time buyers.